30 Year vs. 15 Year Mortgages

Discussions of mortgages often focus on interest rates, but there is a much more basic decision to make. Should you go with a 30 year mortgage term or a 15 year mortgage term? 30 Year vs. 15 Year...

The Hope for Homeowners Program

One of the cornerstones of personal finances - home ownership, has become nearly synonymous with financial ruin in the past year or so. Home loans are at now record levels of default, and you can...

Money Merge Account – An update

There has been a lot of activity on the previous post I’ve made on this subject here: Money Merge Account. I’m not sure whether it’s helping people make a decision regarding these accounts or...

Buying Your First House

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting! One of the most important things you can do to ensure your future financial security is to buy a house, even if it...