Roth IRA, 401(k), and 403(b)

The task of planning for retirement can seem confusing, but it doesn’t have to be. You can learn about the different options. But you’re probably wondering - Roth IRAs, 401(k), and 403(b) –...

The Hope for Homeowners Program

One of the cornerstones of personal finances - home ownership, has become nearly synonymous with financial ruin in the past year or so. Home loans are at now record levels of default, and you can...

Change Your Money Attitude

Some people spend and some people save. Why is that? Our attitudes and thinking about money determine our spending habits. Changing the way you spend requires an attitude adjustment. How do you view...

Debt Reduction

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting! It’s been said more than once on these pages, you have to be very careful about how you handle debt in your...

The Importance of a Will

Death is not a popular subject, especially when the death we’re referring to is our own. Even though it may not be pleasant, we need to plan ahead of time for what will happen when we pass on....