Recent Posts

Year-end finances

First, let me welcome you to the first post on the Personal Finance Blog. For more information about me and the site, please visit the About page accessible through the link in the menu at the of the...

Retirement Planning – 401(k)

A 401k plan is one of the most common, and important, parts of a retirement plan. In the old days, most companies provided a pension plan to employees. In 1981, however, Congress and the IRS created...

Leasing a Car

The knee-jerk response to the question of leasing a car is almost an automatic no. For most people, the best bet is to save the cash to outright purchase the vehicle you will be driving. This is the...

Avoid Bankruptcy at all costs

One of the worst things that can ever happen to a person financially is to be forced into bankruptcy. Many times, bankruptcy proceedings are an unnecessary step that is taken by the financially...